A results-focused executive with extensive experience in portfolio management, risk management, and finance across diverse clients. A collaborative leader is skilled at facilitating cross-functional teams with competing priorities to achieve shared organizational goals. Demonstrated background and exposure to Latin American countries, enabling a unique awareness of cultural differences throughout the region. Proven ability to navigate and excel in large organizations and maintain a solid entrepreneurial approach to problem-solving. Fluent in Spanish and English.

 

Areas of Expertise include:

 

• Strategic Financial Management 

• Regulatory Compliance and Governance

• Risk Management and Mitigation

• Investment Strategy and Portfolio Optimization

• Data-driven decision-making

• Advanced Financial Planning & Analysis (FP&A)

• Operational Risk and Process Optimization

• Leadership Development and Talen Management

• Financial Technology Integration

• Regulatory Reporting

• Fin & Ops Principal (Series 27)

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EXPERIENCE

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CITI · Miami · Aug 2022 to Present

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Director for Latin America, overseeing the Global Functions within the Latin American ICRM (Independent Compliance Risk Management) team to mitigate risks and ensure adherence to laws, regulations, and company policies.

 

VECTORGLOBAL WMG · Miami, FL · 2018 to Aug 2022

 

A wealth management company with offices in Chile, Peru, Ecuador, Colombia, Venezuela, Brazil, Mexico, US (Miami, New Jersey, Houston, San Diego) and Canada.

 

Chief Financial Officer

 

Direct full finance, accounting, and tax functions across Latin America and US. Analyze the financial performance of the company, preparing reports as necessary. Enhance net capital and ensure compliance with US regulators, such as FINRA and SEC. Develop and implement new systems and processes to leverage data analytics, reporting, and financial planning activities.

 

CITI · Miami / Fort Lauderdale, FL / Mexico City, Mexico · 2010 to 2018

 

A leading global bank with 200M customers and operations in over 160 countries providing consumers, corporations, governments, and institutions with a broad range of financial products and services.

 

Latam FRI Director, Head of the Finance Risk Infrastructure Latam Group, 2016 to 2018

 

Oversaw the Finance Risk Infrastructure group ensuring consistent information delivery to influence executive-level decision making. Coordinated data and analysis of credit, market, and operational risk in the region. Managed multiple businesses inclusive of consumer, ICG, CCB, and PB with a total regional exposure of approximately $130B. Created and executed a dashboard identifying emerging risks, defining estimation models for early performance indicators utilizing macro-economic and market metrics. Collaborated with US regulators to produce quarterly presentations, in addition to driving monthly analysis with senior risk leaders, and bi-annual presentation with the company’s Risk Officer.

 

Latam Risk Director, Head of Customer Centricity Initiatives, Scoring and Infrastructure, 2013 to 2016

 

Facilitated a cross-functional team to transition from a product-oriented to a customer-centric approach. Designed analytics based on total customer behaviors instead of just products. Estimated key metrics by segment including P&L, economic capital, Basel metrics, and key return metrics. Realigned processes properly reflecting the focus on affluent and emerging affluent segments. Drafted P&Ls at the customer level to determine best bundle consisting of ROA and return on risk capital performance.

 

Director of Portfolio Management for Latin America, 2010 to 2013

 

Guided the process to calculate and define loan loss reserves for the consumer business. Perform analysis of business performance risks, together with risk capital and other risk appetite measures. Identified and communicated a link between the 14 countries in the region and New York. Completed key risk metric reports to senior leaders including periodic ad hoc reports. Led five annual planning sessions and stress tests for CCAR.

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GE Capital - Mexico City, Mexico · 2006 to 2010 - FP&A Manager for Latin America

GE Capital Consumer had operations in 10 countries, with assets under management of +$15Bn. Responsible for:

• Provide business performance analytics to identify trends, risks & opportunities and ensure execution.
• Develop analytics to understand earnings and cash flow drivers to integrate into the decision-making.
• Leads 3 planning sessions per year and participate in their successful execution.
• Coordinates FP&A weekly, monthly and quarterly closing activities.
• Regularly consult with CEO, CFO and functional leaders on business matters to align tactics and strategies.

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GE Energy and GE Corp - Santiago, Chile · 2001 to 2006 - Corporate Controller & Finance Manager

Finance Manager & Controller at GE Corp for the Southern Cone of LATAM, with emphasis on external audit, taxes, legal entity optimization, and ensuring adherence to local GAP and US GAAP of the different operations in the covered countries| Finance Manager at GE Energy.

 

EDUCATION & TRAINING

 

Master of Business Administration

The University of Texas at Austin| Austin, TX

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Bachelor of Science in Civil Engineering

Pontificia Universidad Catolica de Chile| Santiago, Chile

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Honors & Awards

Special award at Chilean Engineering Schools competition | OAS and ICI (Spanish Institution) Scholarships | Teaching Assistant in seven courses.

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Training & Certifications

Presentation Skills | Manager Development Course | Talent Acceleration Program | Presentation Skills | New Manager Development Course | Controllership Essentials | Six Sigma Certified | Financial and Operations Principal (Series 27)

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Community Leadership

Co-CEO TomaMiManoMed | Mentor at Mentores por Chile | Member at Mas Ciudadania, Mexico | Mentor at Programa Descubre, Mexico (Junior Achievement) | Head of the Finance Committee at Transparency International, Chile